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7 Ways on How to Maintain A Boat On a Budget

23 Aug 23

Even though a lot of boats cost a lot of money, it doesn’t necessarily mean that only the mighty rich c an afford them. Even we regular folks can own and operate a boat if we want to. There are different types of boats available in the market and you can find that there are a lot of budget-friendly boats and used boats for sale in various boat shops and dealerships. A boater can still enjoy the fun and excitement of boating excursions even with a slim budget.

If you’re this aspiring boater, don’t let your finances hinder you from owning a boat. If you’re not too picky with your boat type, you can own a tinnie boat, such as a Quintrex tinnie, one of the most economical and versatile boats you can own.

But how can you maintain a boat with a limited budget? Here are some tips:

Know Your Budget

Before you go around your local boat dealerships and marine shops shopping for boats, figure out your budget. Determine how much money you’re willing to spend on buying a boat and maintaining it regularly. Aside from the cost of the boat itself, you also need to consider insurance, fuel, mooring fees, maintenance, equipment, and accessories. Calculate your current income and expenses to check if this is another commitment that you can fit into your life.

All right, so you’ve figured out that you can shell out some money for a boat. The first thing you need to come up with is the cash to purchase a boat. The most cost-effective, worry-free way to do that is to save up. If you can discipline yourself to change your spending habits drastically or get another source of income, this is the way to buy a boat if you don’t want to worry about paying for loan interest.

If you need the boat sooner or later, you can always try marine financing. As long as interest rates are not too high, this is an easy way to boost your purchasing power without demanding much money from you upfront. Shop around with different financing providers or boat dealers to ensure you get the best deal. Here at Fraser Marine, we offer in-house financing for Mercury engines. The Specialist Marine Finance backed by Mercury Finance offers you a 3+2 warranty on the entire range of outboard engines with competitive interest fixed rates. This financing is available on new and used trailerable boat packages, motors, and even repowers. If you want to know more about this, shoot us a message here.

Try Buying Used Boats

If you’re in a pinch, abandon the thought of buying new boats. Instead, try looking for used boats for sale. Shopping for slightly aged or slightly used boats can help you save money instead of buying a brand new one you can rarely get a discount on. Make sure to do a lot of research and ask a lot of questions about the dealer or seller whom you’re planning to buy from. Try to get information on the boat’s background, condition, engine details, and other more important information about the boat. If you’re looking for a used boat, look no further than here at our dealership. Check out our listing of used boats for sale or you can send your inquiries to our Contact Us page

Do Your Maintenance

If you have the skills and expertise with tinkering with tools and you pretty much consider yourself to be a good mechanic, then you can easily perform many simple maintenance jobs which can help you save a lot of money instead of going to a marine technician or repairman. However, if you’re not sure what you’re doing or you have trouble identifying the different parts of your boat or your engines, or you just simply don’t know what to do, it’s best to go to a qualified marine technician if you're not good in this department. Shop around your area to get the best deal. It’s best to also befriend a technician so you can at least haggle for a discounted price. Make sure to also do regular preventative maintenance such as servicing it at least annually to lessen the chances of bringing your boat for repairs.

Guess what? Here at Fraser, we also do marine servicing. Our expert team of marine technicians are qualified to service outboard motors from Mercury, Suzuki, Evinrude, etc.  We also re-power outboards as well to fit up your new engines to your boats.

Store Your Boat at Home

Keep your boat at home, on the trailer, and launch when you want — as opposed to keeping it at the marina to save your money from monthly costs as well as maintenance fees.

Avoid Overbuying Stuff You Don’t Need

Try to resist the temptation to overbuy. New boat owners often overestimate how often they’re going to use the boat and get excited when they see powerful-looking or sophisticated boats. This makes it quite easy to buy a boat that’s bigger and more expensive than what you truly need. Don’t get swayed by aesthetics alone, take into consideration what activities you want to do with a boat and use those parameters as factors for you to decide the appropriate and most economical boat you will own. Also avoid buying extra boat accessories, gear, and equipment that you don’t need.

Buy the Appropriate Fuel for Your Boat

It’s no secret that boat engine fuel is more costly than fuel sold at gas stations. While you might be tempted to use that type of fuel for your boat, avoid them. They are usually mixed with ethanol, which can harm your boat engine. Try not to do this as the maintenance and repair costs can put a dent in your budget. Best to buy them on marina docksides. Make sure to also treat the fuel stored in your engine if they are sitting there for more than two months to prevent gumming your fuel injectors and filters.

Pursue Other Ventures Using Your Boat

You can use your boat to help you earn money and subside your boat costs. If you fish regularly as a hobby, you can either use the fish you caught as your meal to save money on food or sell them to earn a few bucks. If you have extra time, you can offer water tours. If you’re not the worrying type, you can rent out your boat for parties and excursions to others.